“I put in my three debts and saw I’d be free by March 2027. I actually teared up. I’ve been paying minimums for four years with no idea when it would end.”
— Sarah M.
★★★★★
“I tried spreadsheets twice. Both times I quit within a week. I’ve been using this every month for six months. It took me two minutes to set up and I haven’t thought about it since — it just tells me what to pay next.”
— James T.
★★★★★
“Switching from Snowball to Avalanche in the app moved my debt-free date up by 14 months. That’s insane. I never would have figured that out on my own.”
— Melissa R.
★★★★★
“I almost didn’t pay $7.99 for an app. Then I realized I was paying $180/month in interest because I didn’t know which debt to attack first. Setup took 3 minutes.”
— Daniel K.
★★★★★
“Debt felt like this cloud I couldn’t see the edge of. The app gave me a date. That date changed everything — I actually sleep better now.”
— Priya S.
The problem
Spreadsheets were never built for this
Breaks on mobile
Pinching and zooming a spreadsheet is not a debt plan. You quit after day two.
You stop looking at it
When updating feels like a chore, you avoid it. Debt you’re not watching keeps growing.
No feedback loop
Numbers change but nothing celebrates with you. There is no "this is working" moment. Motivation dies.
How it works
Three steps to debt-free
01
Add your debts
Enter each debt — balance, interest rate, minimum payment. Takes 2 minutes. No judgment, just numbers.
02
Pick your strategy
Snowball (smallest balance first) or Avalanche (highest interest first). The app calculates your exact payoff order and debt-free date.
03
Watch them disappear
Log each payment. Watch the bar fill. Hit zero.
Features
Built for one thing: getting you to zero.
Snowball & Avalanche
Both strategies built in. Switch anytime.
Debt-free date
Your exact payoff date, updated live.
Progress bars
Visual proof that your work is paying off.
"Cleared!" moment
A small celebration every time a debt hits zero.
Attack order
Always know which debt to hit hardest.
Install to home screen
Lives on your phone like a native app.
Pricing
Simple. One-time. Fair.
$7.99one-time
Less than a coffee. Yours forever.
Most people pay hundreds in unnecessary interest every year. Knowing your exact payoff order costs $7.99.
No subscription. No renewal. Pay once, use forever.
What is the difference between Snowball and Avalanche?
Snowball pays off your smallest balance first — quick wins that build momentum. Avalanche targets your highest interest rate first — mathematically optimal. DebtCleared supports both so you can pick what keeps you motivated.
Do I need to create an account?
Yes — create a free account to get started. Your debt data is saved and synced across devices. Unlock full access for a one-time $7.99 payment inside the app.
Is my financial data safe?
Your data is stored securely in Supabase with row-level security — only you can access it. We never sell or share your data.
Is this a subscription?
No subscription. Ever. $7.99 once. Yours forever. No monthly fees, no upsells.
What devices does it work on?
DebtCleared is a mobile-first web app that works on any modern browser. It is designed for iPhone but works on Android too.
Can I add it to my phone like an app?
Yes. On iPhone: tap Share → Add to Home Screen. On Android: tap the menu → Add to Home Screen. It launches fullscreen, no browser bar.
Your debt-free date is one click away.
2 minutes to set up. One-time $7.99. No subscription, ever.