One-time payment · No subscription

Your debt.
One plan.
Gone.

Enter your debts, pick Snowball or Avalanche, and see your exact debt-free date. Watch progress bars fill as you log payments. Celebrate every payoff.

Get Started Free

Free account · Unlock full access for $7.99

DebtCleared
TOTAL
$14,280
PAID
$3,420
FREE
Mar 27
Chase VisaAttack
18.9% APR$2,450
Student Loan
4.5% APR$8,500
Car Loan
5.2% APR$3,330

The problem

Spreadsheets were never built for this

Breaks on mobile
Pinching and zooming a spreadsheet on your phone is not a plan. You give up after day two.
You stop updating it
Manual entry every month gets old fast. The spreadsheet becomes stale. You lose track.
No feedback loop
Numbers change but nothing celebrates with you. There is no "this is working" moment. Motivation dies.

How it works

Three steps to debt-free

01
Add your debts
Enter each debt — balance, interest rate, minimum payment. Takes two minutes.
02
Pick your strategy
Snowball (smallest balance first) or Avalanche (highest interest first). The app calculates your exact payoff order and debt-free date.
03
Watch them disappear
Log payments as you make them. Progress bars fill up. When a debt hits zero, you get a "Cleared!" moment. Repeat until free.

Features

Everything you need. Nothing you don't.

Snowball & Avalanche
Both strategies built in. Switch anytime.
Debt-free date
Your exact payoff date, updated live.
Progress bars
Visual proof that your work is paying off.
"Cleared!" moment
Confetti when a debt hits zero. You earned it.
Attack order
Always know which debt to hit hardest.
Install to home screen
Lives on your phone like a native app.

Pricing

Simple. One-time. Fair.

$7.99one-time

No subscription. No renewal. Pay once, use forever.

  • Full access to DebtCleared app
  • Snowball + Avalanche strategies
  • Unlimited debts
  • Payment history log
  • Debt-free date calculator
  • "Cleared!" celebration moments
  • PWA — installs on your home screen
  • All future updates included
Get Started Free

Free account · $7.99 one-time to unlock

FAQ

Questions answered

What is the difference between Snowball and Avalanche?
Snowball pays off your smallest balance first — quick wins that build momentum. Avalanche targets your highest interest rate first — mathematically optimal. DebtCleared supports both so you can pick what keeps you motivated.
Do I need to create an account?
Yes — create a free account to get started. Your debt data is saved and synced across devices. Unlock full access for a one-time $7.99 payment inside the app.
Is my financial data safe?
Your data is stored securely in Supabase with row-level security — only you can access it. We never sell or share your data.
Is this a subscription?
No. $7.99 once. Yours forever. No monthly fees, no upsells.
What devices does it work on?
DebtCleared is a mobile-first web app that works on any modern browser. It is designed for iPhone but works on Android too.
Can I add it to my phone like an app?
Yes. On iPhone: tap Share → Add to Home Screen. On Android: tap the menu → Add to Home Screen. It launches fullscreen, no browser bar.

Ready to see your
debt-free date?

$7.99. No subscription. Yours forever.

Get Started Free